What Makes SB Physio Different — And Why That Matters to You
People are often surprised—and sometimes confused—when they hear that we are not in network with major insurers like Anthem, Medicare, or UnitedHealthcare.
The first reaction is usually some version of: What do you mean? It’s physical therapy—shouldn’t it be covered?
That assumption makes sense. Most physical therapy clinics look similar on the surface, and insurance participation has come to define what people expect PT to be.
Our identity, however, is much bigger than what those insurance models give credit for.
The reality is this: you don’t fully understand the difference until you’ve actually been a patient here—because the experience of care at SB Physio is fundamentally different from what most in-network clinics are built to deliver.
That difference is intentional.
The traditional PT model (what most people experience)
In many clinics:
Appointments are short and volume‑driven
One provider treats multiple patients at once
Care is shaped by insurance visit limits, not patient goals
Technology is minimal or outdated
Scheduling delays are common
That model exists because insurance reimbursement rewards throughput, not depth.
So why would a PT clinic not be fully insurance‑driven?
Because insurance defines what is billable—not necessarily what produces the best outcome.
At SB Physio, we made a deliberate choice:
Build the clinic around results, access, and experience—then decide what insurance can reasonably support.
What we do differently
1. True one‑on‑one care
You’re not sharing your therapist.
Your session is focused, uninterrupted, and built around you—not a stopwatch or a treatment quota.
2. More time, by design
Progress takes time under load, guidance, and correction.
We prioritize meaningful work per visit, not just checking boxes for documentation.
3. Immediate and transparent availability
Long waitlists stall recovery.
We’ve structured our clinic to offer real availability, not months‑out evaluations or rushed follow‑ups.
4. Access to advanced recovery and performance technology
We invest in tools that most clinics won’t—or can’t—because they aren’t reliably reimbursed:
advanced laser therapy
shockwave therapy
PEMF
objective movement and performance tracking
These tools don’t replace good rehab—but they accelerate it when used correctly.
5. Care driven by your goals, not visit caps
Insurance often dictates:
how long care lasts
how many visits are allowed
what progress “counts”
We care about:
getting you back to your activity
reducing reinjury risk
building long‑term capacity
Sometimes that aligns with insurance. Sometimes it doesn’t.
6. A consumer‑driven experience
You don’t need to be injured, post‑op, or in crisis to work with us.
We support:
prevention
performance
recovery
long‑term movement health
Those goals matter—but they’re rarely insurance priorities.
What this means for patients
Insurance‑based care still has a place.
But when people want:
more time
more access
more precision
more control over their care
They often choose options that insurance doesn’t fully cover.
That choice isn’t about luxury.
It’s about outcomes and autonomy.
The bottom line
SB Physio wasn’t designed to look like every other clinic in town.
It was designed to:
remove bottlenecks
raise the ceiling on results
give patients direct access to high‑level care
Insurance didn’t shape that model.
Patients did.
Educational content only. Coverage and eligibility vary by plan. Some services may not be reimbursable by insurance.
